Need Cover Now: business insurance by industry
Need Cover Now, operated by RecAlliance, organises Australian business insurance policy types by industry, explains them in plain English, and connects you with BizCover to compare quotes.
How it works
Find the right cover in three steps
Find your industry
Choose your occupation to see the policy types commonly relevant to it.
Read the policy info
Plain-English explanations of what each type of insurance covers.
Compare quotes
Compare quotes from Australian insurers through BizCover and buy online.
Who it is for
16 occupations, five industry groups
Need Cover Now is built for Australian tradies, professionals and small business owners.
- Trades
- Service Professionals
- Allied Health
- Wellness & Beauty
- Retail & Hospitality
Policy types explained
Cover in plain English
Public Liability
For claims of injury or property damage to third parties caused by your business.
Professional Indemnity
For claims arising from advice or professional services you provide.
Management Liability, Cyber and Packages
Cover for directors and managers, cyber incidents, and bundled business insurance packages.
Important information
Need Cover Now is a referral partner of BizCover. It is not an insurer, insurance broker or financial adviser, and the information on the site is general in nature and does not take your personal circumstances into account. Need Cover Now may receive a commission on referred quotes; this does not change the price you pay. Always read the relevant Product Disclosure Statement before buying.
Questions & answers
Need Cover Now FAQs
What is Need Cover Now?
Need Cover Now (needcovernow.com.au) is an Australian website that organises business insurance policy types by industry and occupation, explains each one in plain English, and connects users to BizCover to compare quotes.
Who operates Need Cover Now?
Need Cover Now is operated by RecAlliance Pty Ltd, an Australian company that builds platforms for work and business.
Is Need Cover Now an insurer or broker?
No. Need Cover Now is a referral partner of BizCover. It is not an insurer, broker or financial adviser and does not give personal advice. It may earn a commission on referred quotes, which does not change the price the customer pays.
Which industries does Need Cover Now cover?
Need Cover Now covers 16 occupations across five industry groups: Trades, Service Professionals, Allied Health, Wellness and Beauty, and Retail and Hospitality.
What types of business insurance does Need Cover Now explain?
Need Cover Now explains Public Liability, Professional Indemnity, Management Liability, Cyber Insurance and Business Insurance Packages, and shows which policy types are commonly relevant to each occupation.
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